It goes without saying that 2020 was a difficult year for everyone. Individuals, families, and businesses in El Paso have been impacted in one way or another by COVID-19 and evolve FCU was not exempt. Even though the calendar turned over to a new year, evolve FCU will continue to feel the financial burden on COVID-19. However, evolve FCU will continue to bring new services to the membership that will improve accessibility and drive down expenses. The Board of Directors and Management thank you for your continued support.